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One Swap Measurement, Three Horizons · FxPro Tanzania

A swap (or rollover) is the interest debited or credited when you hold a leveraged position overnight.

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The overnight rows on this page are readings, taken the same way as the spread figures and published with the same caveats. Each rate is read per instrument and per direction from a live FxPro MetaTrader 5 Raw+ account and shown as the amount debited or credited per standard lot for one night held past the daily rollover, with the raw points printed beside it. A swap, or rollover, is the interest charged or paid for keeping a leveraged position open overnight; it applies only when the position survives that rollover, and Wednesday nights carry a triple charge because the value date rolls over the weekend. Two of the columns are derived rather than read: the holding table accumulates a night's rate across days, weeks and months, and the carry figure annualises tonight's rate, which makes it a scale rather than a promise, since the rate itself is re-read every day. Eligible clients can hold a swap-free account, on which no overnight interest is charged at all.

Measured swap rates (Raw+)

InstrumentLong — per lot / nightShort — per lot / nightLong carry / yrShort carry / yr
EUR/USD−$8.90 (-8.9 pts)+$1.90 (1.9 pts)−2.8%+0.6%
GBP/USD−$3.10 (-3.1 pts)−$4.20 (-4.2 pts)−0.84%−1.13%
AUD/USD−$1.95 (-1.95 pts)−$2.90 (-2.9 pts)−1.01%−1.5%
USD/CAD+$1.62 (2.25 pts)−$5.84 (-8.1 pts)+0.59%−2.13%
USD/JPY+$4.33 (6.9 pts)−$17.54 (-27.95 pts)+1.58%−6.4%
XAU/USD (Gold)−$67.90 (-67.9 pts)+$27.00 (27 pts)−5.71%+2.27%

What you are debited (−) or credited (+) per standard lot held past the daily rollover, measured on FxPro’s own MT5 Raw+ feed (with the raw points in brackets). A negative number costs you to hold; a positive one pays you. Triple swap is applied on Wednesday night to cover the weekend value date. Carry / yr is the annualised swap yield (swap × 365 ÷ notional at the live price) — a rough guide to what holding the position costs or earns over a year, shown where we have a live price. Last read 2026-08-19.

What it really costs to hold a position (measured)

InstrumentLong 1dLong 1wLong 1moShort 1dShort 1wShort 1mo
EUR/USD$17.90$71.30$276.00$7.10−$4.30−$48.00
GBP/USD$16.10$34.70$106.00$17.20$42.40$139.00
AUD/USD$12.95$24.65$69.50$13.90$31.30$98.00
USD/CAD$8.26−$1.46−$38.72$15.72$50.76$185.08
USD/JPY$4.55−$21.43−$121.02$26.42$131.66$535.08
XAU/USD (Gold)$89.90$497.30$2,059.00−$5.00−$167.00−$788.00

Total net cost to hold one standard lot over time — the spread plus accumulated swap. A positive figure is what it costs you; a negative one means you come out ahead (positive carry). For example, holding EUR/USD long for a month costs about $276, while a EUR/USD short earns about $48. Based on measured spreads and current swaps — rates vary.

Swap at a glance

Avoiding swaps

If you hold positions overnight regularly, a swap-free (Islamic) account may avoid swap interest for eligible clients. Check live swap rates inside your platform before holding overnight.

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Where the overnight rows come from

Nothing on this page is copied from a published schedule. The long and short rates are read out of a live FxPro MetaTrader 5 Raw+ account, instrument by instrument, on the same daily cycle as the spread tables. The raw points are shown next to the cash figure because points are what the platform stores and cash is what lands on the account, and a number is easier to check when both forms are in front of you.

A rate is quoted per standard lot per night. That is the unit, and it scales: a position a tenth of the size carries a tenth of the charge. The figure is printed as a debit or a credit exactly as it was read, without being tidied into one direction for presentation.

Each block carries the moment it was taken. That stamp is the difference between a measurement and a claim, because rates move with the market and a table that does not say when it was read cannot be checked by anyone, including whoever published it.

A night, a month and a year are three different figures

The first column is a rate: one night, one standard lot. The holding table is an accumulation, the same rate carried across a day, a week and a month, with the Wednesday triple already inside the longer horizons because value dates roll over the weekend whether or not the market is open.

The carry column is an annualisation. It stretches tonight's rate over 365 nights and states it against the notional value of the position, which turns a figure of a few dollars into something comparable across instruments of very different sizes. Everything it gains in comparability it pays for in realism: no rate holds still for a year, so the column belongs on a scale rather than in a plan.

Three columns, three horizons, one underlying reading. Running them together is the most common way to arrive at a holding cost that is wrong by a factor rather than by a rounding.

Checking a rate against your own platform

The overnight charge is unusual among trading costs in that it is published before it is applied: the specification for each instrument lists the long and short swap, and the charge lands against the position after the rollover. The field in a platform and the column on this page are the same quantity read from the same kind of account.

Two things have to match for a comparison to mean anything. The instrument, because rates are per symbol. And the unit, because a specification quotes per standard lot while a position may be a fraction of one. Once those line up, a gap between the two numbers is information rather than noise, and the first thing to suspect is the day, since these figures are re-read daily.

For the entry-and-exit half of the same trade, the measured spread and the fixed commission are set out on our cost overview. This page covers only what accrues after the rollover.

Three horizons of one reading

ColumnWhat it isHow it is producedWhat it assumes
Per nightA readingRead per instrument and direction from a live Raw+ accountNothing beyond the night it was read
1 day / 1 week / 1 monthAn accumulationNights added the way the settlement calendar adds themThe rate stays where it was read
Carry per yearAn annualisationThe nightly rate over 365 nights against notional at live pricesA rate unchanged for a whole year
Triple WednesdayA conventionThe settlement calendar, not a measurementNothing: it is a rule, not a reading

The weekly and monthly columns already contain the Wednesday charge, so a single night multiplied out will come up short.

Frequently asked questions

What is the swap number on this page a reading of?
The amount debited or credited for holding one standard lot past the daily rollover, read per instrument and per direction from a live FxPro MetaTrader 5 Raw+ account. Long and short are read separately because they are separate rates, and the raw points behind each cash figure are printed alongside it.
What is a swap at FxPro?
The interest charged or paid for holding a leveraged position overnight. It applies only when a position stays open past the daily rollover, the rate depends on the instrument and on the direction of the trade, and it is re-read from the platform daily rather than fixed once.
Why is the swap tripled on Wednesday?
Positions held over Wednesday night are usually charged triple swap to cover the weekend, when markets are closed but value dates still roll forward. It is a convention of the settlement calendar rather than a reading, which is why it stays put while the rates themselves move.
Is the Wednesday triple already inside the holding-cost table?
Yes. The day, week and month columns accumulate nights the way the calendar does, so the extra weekend charge is already contained in the weekly and monthly figures. One night multiplied by seven is a different number, and it will be short.
What does the carry-per-year column actually claim?
It takes the measured overnight rate, extends it across 365 nights and states the result against the notional value of the position at live prices. That puts a small nightly figure on a scale you can compare across instruments. It is not a forecast: it assumes a rate that has not changed for a year, and rates change.
How often are these rates re-read?
Daily, from the same live account the spread tables come from, and each block carries the moment it was read. A rate noted last month described last month; the specification inside your own platform is the field to check before opening a position you intend to hold.
Is FxPro swap-free?
FxPro offers swap-free (Islamic) accounts to eligible clients, which hold no overnight swap interest. Standard and raw accounts are charged the normal rates shown here. Eligibility is confirmed with FxPro rather than measured on this page.
Where do the gold and metals rows come from?
The same read as the currency rows. Every instrument carries its own long and short rate, so metals are separate rows in the same table rather than a separate rule, and the exact figures for the night you plan to hold are in your platform per instrument.

What traders report

Both traders quoted here are holders rather than scalpers, which is why swaps came up for them at all. One has kept GBP/USD and EUR/USD shorts open since November and says the overnight charge never became the reason to close; the other trades swing and says a swap-free Islamic account was open to him. Neither states a rate, which is what the measured table above is for.

★★★★★
FxPro doesn't charge high swap commissions. I've been holding short positions on gbpusd and eurusd since november.
— Stuart Hall2025-01-27
★★★★★
I'm a swing trader, so for me the spreads is just nice and acceptable with 0 commission, they offer Islamic swap free.
— Mohd Khir Johari2023-04-19

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